Building scalable
digital infrastructure for
sustainable growth

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Discover Caliber's success story

Caliber, a US-based lending company owned by the Otoe-Missouria Tribe of Indians, is committed to driving economic growth in its community. Operating under the WithU Loans and American Web Loan brands, the company faced the challenge of modernizing its 20-year-old technology infrastructure. Partnering with Luby, Caliber embarked on a transformative journey to implement a multi-tenant microservices architecture to ensure operational efficiency and sustainable growth.

Modernizing Caliber's Digital Infrastructure

From legacy to scalable

As Caliber’s business expanded, its legacy technology infrastructure struggled to keep pace with the company’s evolving needs. Luby provided a comprehensive solution to address both technical and business challenges, starting with a detailed system assessment and roadmap.

Key challenges addressed:

  • Aging technology infrastructure hindered scalability and efficiency.
  • Dependence on third-party partners created bottlenecks and operational limitations.
  • Lack of integration between APIs and systems increased the risk of errors and slowed processes.
  • Need for a secure, scalable platform to support long-term growth.

Solutions delivered:

  • Business and technical assessment: Evaluated the existing architecture, mapped key requirements, and developed a modernization strategy that prioritized critical services.
  • Microservices Migration: Implemented a flexible, scalable architecture to improve agility and system reliability.
  • Integration and Automation: Built an integrated API management environment and automated underwriting processes to improve operational efficiency.

Customer Experience

Luby prioritized Caliber's operational goals and user experience throughout the project:

  • Deep collaboration: Partnered with Caliber leadership to align solutions with strategic business goals.
  • Intuitive interfaces: Designed easy-to-use workflows and interfaces to simplify operations.
  • Streamlined Processes: Integrated public microlending platforms, such as Canvas Lending, allowing loan applications to flow directly into Caliber's system for seamless processing.

LoanPro loan management

To streamline loan management, Luby integrated Caliber with LoanPro, a platform that automates the entire loan lifecycle. In addition to managing payments and receivables, LoanPro is a Luby specialty. We have leveraged this expertise to offer other companies efficient and secure loan management, expanding our portfolio of solutions in the lending market.

Preparing for future growth

Beyond immediate improvements, Luby’s solution prepared Caliber for the future with a scalable, secure platform. This new architecture was designed to accommodate the company’s growth and support new market demands, enabling Caliber to efficiently launch new products and services and ensure that its technology infrastructure is aligned with its long-term goals.

The results of this strategic partnership

The partnership between Caliber and Luby has resulted in a significant transformation of the company’s technology infrastructure, directly benefiting its operations and customers:

Long-term planning and scalability:

The new microservices architecture enabled Caliber to prepare for continued growth and efficiently scale its operations.

Automation and operational efficiency:

Moving to microservices and automating underwriting processes improved internal efficiencies, reduced processing time, and eliminated bottlenecks.

Reduced risk and vulnerability:

Updating libraries and systems eliminated known vulnerabilities, ensuring greater security in financial operations.

Skill Set

  • Software Architecture
  • Front-End Development
  • Product Management
  • UI/UX Design

Technologies and Stacks Used

  • logo .net
  • logo C#
  • Logo Angular
  • Logo TypeScript
  • Logo Microsoft SQL Server

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