Evolution Track™
    Banking & Payments

    Building the Future of Embedded Finance for Global Impact

    Celcoin is a leader in embedded finance solutions and one of the largest references in open finance in Brazil, pioneering Banking as a Service (BaaS) since 2016.

    Celcoin connects businesses across industries to financial market opportunities with modular, tailored solutions. They needed to modernize their core BaaS system to meet technological advances and market demands.

    5,000+
    Clients Served
    $1.6B
    Monthly Transactions
    20M
    Monthly Transactions Volume
    Challenge

    The Challenge

    As a pioneer in Banking as a Service, Celcoin needed to continuously evolve its platform to maintain its market leadership and meet growing client demands.

    Key challenges included:

    • Modernizing the core BaaS system to meet technological advances
    • Scaling infrastructure to support growing transaction volumes
    • Maintaining position as a BaaS pioneer while expanding capabilities
    • Meeting diverse client needs from digital banks to fintechs
    Solution

    Our Approach

    Luby delivered a comprehensive modernization strategy combining assessment, application development, and talent augmentation.

    1

    Assessment & Restructuring

    Thorough evaluation of existing software and modernization of BaaS applications and banking infrastructure.

    2

    New Applications

    Developed API for webhook management, TED transaction processing applications, and enhanced portal menus for improved onboarding.

    3

    Talent Outsourcing

    Provided back-end developers who integrated seamlessly with internal teams, with Luby managing ongoing oversight.

    Results

    5,000+

    Clients Including Digital Banks & Fintechs

    $1.6B

    Monthly Transaction Volume

    20M

    Monthly Transactions Processed

    Tech & Stack

    Skills

    Back-End Development
    Front-End Development
    Solution Architecture

    Technology Stack

    C#
    .NET
    Java
    Microsoft SQL Server
    MongoDB
    MariaDB

    Ready to modernize your BaaS platform and scale your embedded finance solutions?