Luby designs, builds, and modernizes mission-critical software for financial services organizations operating in complex, high-trust environments.
From fintech startups to lenders, payment platforms, and financial institutions, we help teams launch new products, modernize legacy systems, and scale securely using strong engineering practices and AI-enabled delivery.
While fintech is a key part of our DNA, our experience spans the broader financial services ecosystem, including:
- Digital and commercial banking platforms
- Lending and credit infrastructure
- Payments, collections, and money movement
- Embedded finance and financial APIs
- Data, analytics, and automation for financial operations
Financial Verticals We Support
Banking & Digital Banking
We build and modernize digital banking platforms focused on usability, security, and operational efficiency.
Lending & Credit Infrastructure
End-to-end experience across the lending lifecycle.
Payments & Money Movement
Reliable, scalable payment infrastructure designed for performance and control.
Embedded Finance & Financial APIs
Modular architectures that embed financial capabilities into digital products.
Partners & Advisors
Experience That Shapes Our Financial Services Delivery
Building software for financial services requires more than strong engineering. It requires insight from people who have built, scaled, and operated real financial platforms.
Luby collaborates with strategic partners and experienced advisors who actively influence how we design architectures, validate decisions, and guide financial services clients through complex technical challenges.
Strategic Partners
Modern Lending Infrastructure
Modern lending infrastructure powering origination, servicing, and collections. Together, Luby and LoanPro created Loanova, a fintech ecosystem that simplifies lending operations and accelerates product delivery.
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AI-Powered Digital Banking
AI-powered digital banking experiences. In partnership with emerie®, we build conversational, AI-driven banking platforms that make financial services more human and operationally efficient.
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Jason Miles
Payments & Fintech Strategy
20+ years leading product, strategy, and M&A across fintechs and financial institutions.
Matt March
Banking Technology & Digital Transformation
Former CIO/CTO modernizing core systems for U.S. financial institutions.
Douglas Borges de Oliveira
Enterprise Architecture & IT Modernization
25+ years leading large-scale IT and platform transformations.
Thomas Pond
Data Architecture & Analytics
Enterprise data strategist specializing in analytics and BI platforms.
Dante DeWitt
AI & Enterprise Digital Strategy
Leader in AI-driven transformation and enterprise architecture.
Brandon Kunz
Fintech Product & Embedded Finance
Founder and executive building products across open banking and embedded finance.
Ro'ee Margalit
Cybersecurity & Cloud Infrastructure
Expert in securing financial platforms and cloud environments.
Tanna Faulkner
Community Banking & Fintech Integration
30+ years guiding banks through fintech adoption and digital growth.
Financial Products Built by Luby
We Don't Just Build for Financial Services — We Build Financial Products
Borrower Servicing, Reinvented
A white-label, multi-platform borrower servicing app.
- iOS, Android, and Web
- Real-time borrower engagement
- Dynamic content and communications
- Integrated with leading lending cores
Intelligent Payments & Collections
A payment orchestration platform built for cost, speed, and reliability.
- Multi-processor routing
- Automatic failover
- Cost and speed optimization
- Integrated with lending operations
Conversational AI Banking
AI-powered digital banking experiences.
- Balance checks and transfers via conversation
- Card management through AI
- Reduced support costs for institutions
The Fintech Engine Behind It All
Financial Services Case Studies
Across banking, lending, payments, and financial operations, our case studies show how we:
Why Luby for Financial Services
Proven Experience
Proven experience in financial platforms
Strong Foundations
Strong engineering foundations, not shortcuts
AI-Enabled
AI-enabled acceleration with security and reliability
Zero Downtime
Modernization without downtime
Products running live in production — We help financial services organizations move faster without breaking trust.
Build the Next Generation of Financial Services Software
Whether you're launching a fintech product, modernizing a banking platform, or scaling lending and payments infrastructure, Luby brings the engineering depth and execution speed financial services demand.
Talk to a Financial Services Specialist