Dedicated Team
    Online IPS

    Bringing PIX Across Borderswith Online IPS

    Online IPS is an American payment processor specializing in cross-border financial solutions.

    • PIX

      Cross-Border Gateway

    • 15

      Fintech Specialists

    • Multi-Bank

      Integrations

    Challenge

    PIX, cross-border, and compliance at once

    Online IPS needed an instant payment gateway for PIX internationally — with real-time bank integrations, secure U.S.–Latin America communication, and high availability for cross-border volume.

    Real-time integrations with Brazilian banks and processors

    Secure, compliant communication between U.S. and LatAm financial systems

    High availability and scalability for cross-border operations

    Regulatory and architectural alignment from day one

    Solution

    Discovery, architecture, and delivery

    Luby led discovery, architecture, and development — two squads totaling 15 specialists (architects, full-stack, QA, UX).

    1

    Discovery & ideation

    Desk research and workshops with stakeholders — journeys, flows, integration needs, regulatory alignment.

    2

    Architecture & design

    Modular, scalable architecture for multiple banks and providers; security, performance, and BACEN-aligned controls.

    3

    Development & implementation

    Secure APIs, load balancing, and protocols for high volume with low latency.

    Security & control

    Secret breaker

    Dynamic secret rotation for sensitive credentials.

    Velocity controls

    Detection and mitigation of abnormal transaction behavior.

    Logging & monitoring

    Full observability across transactions.

    Results

    Key outcomes

    A ready-to-launch global gateway connecting banks and processors to PIX — aligned with business strategy and operational performance.

    First PIX cross-border gateway positioning

    15 dedicated fintech specialists

    Multi-bank integrations and real-time settlements

    Production-ready, compliant infrastructure

    Luby turned our vision of a cross-border PIX system into a real product. Their combination of fintech expertise, security mindset, and delivery speed made it possible to bring innovation to one of the most complex payment environments in the world.

    Online IPS Leadership Team

    Tech & stack

    Skills & technology

    Skill set

    Software Architecture
    Full-Stack Development
    API Engineering
    QA Automation
    UX/UI Design

    Tech & stacks

    Microservices Architecture
    Secure REST APIs
    Load Balancing
    Secret Breaker
    Velocity Controls
    Cloud Infrastructure
    Microservices Architecture
    Secure REST APIs
    Load Balancing
    Secret Breaker
    Velocity Controls
    Cloud Infrastructure

    Looking to take your payment solutions global — fast, secure, and scalable?

    Talk to our team about dedicated squads and payment gateway delivery.

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