Privacy Policy

This website uses cookies to enhance your browsing experience and protect your data in accordance with our Privacy Policy. By continuing to browse, you agree to the terms described

Customize consent preferences

We use cookies to help you navigate efficiently and perform certain functions. You will find detailed information about all cookies under each consent category below.

Cookies categorized as “Necessary” are stored on your browser as they are essential for enabling basic website functionality.... 

Always active

Necessary cookies are required to enable the basic features of this site, such as providing secure log-in or adjusting your consent preferences. These cookies do not store any personally identifiable data.

There are no cookies to display.

Functional cookies help perform certain functionalities like sharing the content of the website on social media platforms, collecting feedback, and other third-party features.

There are no cookies to display.

Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics such as the number of visitors, bounce rate, traffic source, etc.

There are no cookies to display.

Performance cookies are used to understand and analyse the key performance indexes of the website which helps in delivering a better user experience for the visitors.

There are no cookies to display.

Advertisement cookies are used to provide visitors with customised advertisements based on the pages you visited previously and to analyse the effectiveness of the ad campaigns.

There are no cookies to display.

Application Modernization

AI-Driven modernization for fintech and financial institutions

Get in touch

Unlock innovations in financial systems designed for the future

Transform your financial systems with an intelligent modernization strategy that drives continuous innovation and operational excellence. Whether it's seamless cloud integration, enhanced user experiences, or robust security, we offer the expertise and tools to evolve your legacy systems into agile and high-performance engines designed for the future.

  • Command icon application modernization Luby's page.

    AI-Driven Legacy Modernization

    Transform legacy systems with AI-driven solutions that enhance digital experiences and improve decision-making. Our AI accelerators, like Google’s Vertex AI, automate processes, boosting efficiency by up to 40%.

  • Arrow icon application modernization Luby's page.

    Cloud Migration

    Ensure smooth cloud transitions — whether on-prem, hybrid, or multi-cloud (AWS, Azure, Google Cloud) — using infrastructure-as-code (IaC) for flexibility and resilience. We optimize performance and costs with scalable, cloud-native solutions.

  • Data icon in Lending Tech Solutions Luby page.

    Optimized System Architecture

    Rebuild/ Overhaul outdated architectures to unlock agility. Whether enhancing monoliths or adopting microservices, we design scalable systems that drive rapid innovation and operational flexibility.

  • Card tick icon payments page Luby.

    Payments, Onboarding, and KYC Optimization

    Streamline digital-first processes with AI-powered onboarding, KYC, and payment solutions that improve user experience, ensure compliance, and accelerate revenue generation.

  • Mobile icon application modernization Luby's page.

    DevSecOps and Automation

    Protect financial transactions with advanced real-time fraud prevention and detection tools to ensure security and trust in every operation.

  • Coin icon application modernization Luby's page.

    Financial Efficiency with FinOps

    Maximize cloud ROI with our FinOps expertise, ensuring agile cost management and transparency in multi-cloud environments to drive financial efficiency.

Our application modernization
approaches

  • Rehost

    Migrate legacy systems to cloud infrastructure (IaaS) with
    a lift-and-shift approach, reducing hardware costs and improving scalability without altering core functionality.

  • Replatform

    Adapt systems for optimized cloud environments, making minor modifications to leverage cloud benefits while maintaining the core architecture.

  • Refactor

    Redesign your system architecture from the ground up to become cloud-native, unlocking the full potential of modern platforms.

  • Retain

    Identify and retain critical systems that require stability, ensuring no disruption in business-critical operations.

Steps to a successful strategy

Guiding your financial systems to the future

  • Task square icon application modernization Luby's page.

    Scope
    Assessment

    Assess the feasibility and scope of modernization to target critical systems, focusing efforts where they will make the greatest impact.

  • Code icon application modernization Luby's page.

    Strategy Development

    Craft a modernization strategy that addresses digital transformation risks, developing a tailored plan that aligns with business goals.

  • Clipboard tick icon application modernization Luby's page.

    Implementation
    Plan

    Document a comprehensive roadmap with detailed steps and requirements, providing a clear vision of expected outcomes and the path to achieve them.

  • Scroll icon application modernization Luby's page.

    Optimization &
    Deployment

    Implement modernization strategically to minimize downtime, ensuring a smooth transition that maintains operational continuity.

  • Setting icon application modernization Luby's page.

    Ongoing
    Support

    Provide ongoing support post-modernization, monitoring the new architecture to ensure stable operations and peak performance.

Our Case Studies

See more cases

More than a technology partner,
a path to innovation

At Luby, we specialize in comprehensive legacy system modernization for mid-sized financial institutions and fintechs. With over 10 years of experience in banking, KYC, onboarding, payments, and lending, we offer end-to-end services from cloud migration to AI-driven solutions. Our expertise helps you streamline operations, reduce costs, and ensure long-term scalability and security while driving innovation and growth.

Contact Us

What’s
your challenge?

We’re the software development consultancy
that will be a game-changer
in your growth.