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Pioneering International PIX Payment Systems with Online IPS

Mockup Cases Luby - Online IPS.

Online IPS is a U.S. based payment processing company. Founded in 2007 to serve retail businesses in the United States, the company has since expanded its reach to Colombia, Mexico, Peru, and Brazil. Their growth and development have enabled them to provide secure, high-quality solutions on a global scale.

During our partnership, Luby has been instrumental in developing a solution to process PIX payments internationally.

How Luby takes PIX technology beyond borders

Innovation

Financial Innovation

Online IPS needed a partner to develop a proprietary payment gateway as their existing market solution was not meeting their expectations. Recognizing Luby’s expertise in financial systems and payment solutions, they trusted us to deliver.

Through our Finance Innovation solution, we supported the creation of new products by conducting a thorough discovery phase. This process included:

  • Desk research: Understanding the business, market, and goals.
  • User Insights: Identifying pain points and mapping user journeys through qualitative and quantitative interviews.

Our findings were delivered in the form of:

  • A complete project roadmap
  • Solution architecture definition
  • API mapping and scope
  • Low-fidelity prototypes
Solutions

Payment Solutions

Once the project was approved, we assembled a team of 15 specialists, including developers, QAs, POs, and SMs, organized into two teams. We developed a PIX payment gateway using APIs to enable seamless transactions across multiple acquirers, tailored for businesses outside of Brazil, including betting platforms, e-commerce, and other applications.

Mobile mockup Cases Luby - Online IPS.

Key features and technologies include:

  • Bank integrations: Ready for any financial institution that complies with central bank standards.
  • Secret Breaker: Load balancing and automatic rerouting to prevent disruptions.
  • Speed Controls: Enhanced security with CPF block list checks and IP control.
Evolution

Banking Evolution

As Online IPS completes its PIX gateway, our Banking Evolution team enhances application security and architecture to ensure scalability and support new features. Launching digital products comes with challenges, but our team is ready to help Online IPS overcome them, drive growth, and set the stage for long-term success.

Skill Set

  • Back-End Development
  • Front-End Development
  • Mobile Development
  • Product Owner
  • Software Architecture
  • Scrum Master
  • Product Management

Technologies and Stacks Used

  • Amazon DynamoDB logo cases Luby.
  • Amazon SNS logo cases Luby.
  • Amazon SQS logo cases Luby.
  • React logo cases Luby.
  • React Native logo cases Luby.
  • JS Node logo cases Luby.
  • TypeScript logo cases Luby.
  • Postgres logo cases Luby.
  • Serverless logo cases Luby.

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