Articles & Insights

Luby Blog

Perspectives on engineering, AI, and digital transformation.

Two monitors displaying code on a dark developer workstation setup
Artificial IntelligenceApr 21, 2026

The AI Productivity Gap: What Enterprise Teams Actually Get in 2026

Here’s an uncomfortable stat to bring to your next planning session: according to Faros AI telemetry published this week, engineering teams with high AI adoption have seen code churn — lines deleted s…

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Diagram showing natural language to code conversion process representing agentic AI coding workflow
Artificial IntelligenceApr 17, 2026

Agentic Coding in 2026: How AI Tools Are Reshaping the Software Engineering Workflow

Something shifted in software development between 2024 and 2026 that doesn’t show up in the adoption statistics. The headline number — 84% of developers now use or plan to use AI tools, up from 44% in…

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Artificial IntelligenceNov 27, 2025

Human–AI Collaboration: the critical shift companies need to compete in the AI era

The promise of artificial intelligence has never been more visible. Companies are investing heavily in new tools and experimenting with advanced models, yet the gap between potential and real outcomes…

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Artificial IntelligenceNov 21, 2025

The hidden costs of immature AI adoption in Finance

Artificial intelligence is reshaping financial services, yet many institutions are feeling the impact of adopting it before they have the right foundations in place. The industry has already moved pas…

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Woman tech professional with codes, representing outsourcing software development.
InsightNov 13, 2025

Staff Augmentation or Outsourcing: choosing the best delivery model to scale engineering at speed

Mid-market companies face a unique growth curve. They expand faster than their internal structure can support, operate with products that increase in complexity, and compete against players with large…

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The image shows the logo of Money 20/20, the most popular fintech event.
InsightNov 6, 2025

Money 20/20 2025: The fintech inflection point between hype and execution

Las Vegas hosted more than 11,000 financial industry professionals from 85 countries at Money 20/20 this October. Still, this year’s conference revealed something different from previous editions — a …

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InsightOct 30, 2025

Compliance in credit: scaling credit products while maintaining regulatory confidence

The rapid expansion of digital credit is rewriting the rules for fintechs and banks alike. As institutions extend lending beyond traditional boundaries, the question is no longer whether credit produc…

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InsightsOct 23, 2025

How white-label lending solutions can accelerate your time-to-market

Launch speed has become a decisive competitive factor in the financial sector. While traditional institutions may spend 12 to 24 months building proprietary platforms, a white-label lending platform e…

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InsightOct 16, 2025

Global Trends in Instant Payments: Pix, UPI, FedNow, and Portugal

The digital transformation of payments is reshaping the global financial system. Over 50 countries now operate instant payment systems, and this revolution extends far beyond consumer convenience. We’…

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