Luby vs Endava
Fintech in U.S. hours: where Luby and Endava differ for payments engineering.
Choosing a vendor decides how fast your roadmap moves and who answers for the result.
Endava delivers largely from Europe; Luby gives U.S. fintechs payments engineers in their own business hours.
24+
years delivering complex software
220+
engineers and product specialists
1,350+
projects delivered
540+
clients served globally
Why Luby
Where Luby differs from Endava
Senior nearshore engineers, aligned to U.S. time zones and certified to ISO 27001 and ISO 27701, with AI built into how they deliver.
Payments and fintech experience
Payments, core banking, KYC/AML, open finance, and fraud prevention, built for regulated fintech delivery.
A time zone that overlaps your day
Brazil overlaps U.S. business hours more than Romania or the rest of EMEA, so incidents and reviews don't wait for the next morning.
Certified for security and privacy
ISO/IEC 27001 and ISO/IEC 27701, plus AWS Partner and Google Cloud Partner status, for fintech teams that answer to auditors.
Comparison
Luby vs Endava, side by side
An honest comparison built on public data. Where Endava wins, we say so.
| What you're comparing | Luby | Endava |
|---|---|---|
| Team size | 220+ pre-vetted engineers | ~11,600 employees (NYSE: DAVA)Endava advantage |
| Time to staff | Ready in 7 daysLuby advantage | Multi-week ramp-up |
| Certifications | ISO 27001 + ISO 27701 | ISO 27001, PCI-DSS |
| AI-augmented delivery | Standard, built in | AI practice |
| Pricing band | Competitive, with published ranges | EMEA/nearshore rates |
| U.S. time zone overlap | Aligned to U.S. time zones (Brazil)Luby advantage | ~5h/day (Romania/EMEA) |
Team size
- Luby
- 220+ pre-vetted engineers
- Endava
- ~11,600 employees (NYSE: DAVA)Endava advantage
Time to staff
- Luby
- Ready in 7 daysLuby advantage
- Endava
- Multi-week ramp-up
Certifications
- Luby
- ISO 27001 + ISO 27701
- Endava
- ISO 27001, PCI-DSS
AI-augmented delivery
- Luby
- Standard, built in
- Endava
- AI practice
Pricing band
- Luby
- Competitive, with published ranges
- Endava
- EMEA/nearshore rates
U.S. time zone overlap
- Luby
- Aligned to U.S. time zones (Brazil)Luby advantage
- Endava
- ~5h/day (Romania/EMEA)
Competitor data from public sources (Clutch, G2, vendor websites).
Technologies
Technologies & partners
Why teams switch
Why U.S. fintechs move from Endava to Luby
Incidents happen in U.S. hours
When a payment flow breaks during the U.S. business day, the engineers who fix it need to be online. U.S. fintechs move to Luby for teams aligned to their time zone.
Fintech experience without large-firm overhead
Payments, core banking, and KYC/AML work needs senior engineers more than a large delivery structure. Luby puts that experience on your team in 7 days.
Pricing you can model before the first call
Luby publishes indicative rate ranges by role, so the cost of a fintech squad is clear before procurement starts.
Honest take
When Endava is the right fit
If you need delivery presence in EMEA or coverage in European hours, Endava's footprint fits. For U.S. fintech work with more time zone overlap and nearshore economics, Luby is the stronger option.
What our clients say
Luby Software has helped us develop our main solution, which is a banking integration for loans and buy now, pay later transactions. Our experience with the whole team involved in my project has been remarkable.

Witoldo Hendrich Junior
CLO, Online IPS
Their understanding of our vision and their ability to translate that into a functional product is truly impressive.

Rafael Rjeille Cordeiro
CEO, Yangflow
Everyone is professional, responsive, and flexible. They are open to feedback and continuously improve their process.

Jason Meltzer
CTO & Co-Founder, Papaya
Luby is an innovative company committed to its projects. I feel confident performing the most challenging tasks with them as a partner.

Wilson Baraban Filho
CTO, Inter&Co
They became true strategic partners because they understand our business.

Matthew March
CIO, Sunwest Bank
Common questions
Keep comparing
How Luby compares with other vendors
Luby vs Stefanini
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See the comparisonLuby vs 10Pearls
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See the comparisonLuby vs Gorilla Logic
Embedded nearshore teams either way: compare talent pool, AI delivery, certifications, and time to staff.
See the comparisonLuby vs Improving
U.S. onshore consulting versus senior nearshore engineering: compare rates, craft, time zone, and staffing speed.
See the comparison
Next step
See how a Luby squad would work on your roadmap
Tell us what you're building and which vendors you're weighing. We'll show you the squad we'd put on it and how fast it can start.
