Financial services inside your product
Embed accounts, payments, lending, and cards into your product via APIs and SDKs — and monetize the journey that already happens on your platform, without becoming a bank.
You want the financial service, not the burden of being a bank
Embedding finance into your product opens new revenue — but building and running it all from scratch is expensive, slow, and risky. The gaps we see most:
Becoming a bank isn't your business
You want to offer accounts, lending, or payments inside your product — not stand up a financial institution from scratch, with a license, a core, and compliance.
Integration that never ends
Every provider has its own API, SDK, and contract. Integrating and keeping all of it running consumes the team that should be evolving the product.
Financial revenue left on the table
Your base already transacts. Without embedding financial services, you fail to monetize the journey already happening inside your platform.
Hidden regulatory risk
Offering embedded financial services has rules. Without the right regulated partner and architecture, you take on risk you didn't even know existed.
From SDK to regulated partner, the full journey
We embed financial services into your product with the standards we learned shipping BaaS, wallets, and lending in production.
APIs and SDKs ready to embed
Accounts, payments, lending, and cards exposed through clean APIs and SDKs, so your team can plug financial services into the product in weeks, not years.
On a BaaS foundation that already runs
Embedded finance connects to a modular banking core — the same kind of Banking-as-a-Service platform we've delivered, with multiple active clients operating on top of it.
Wallet, payments, and lending in your app
From a digital wallet with balances to Buy Now Pay Later at checkout: we embed the financial experience inside your product, under your brand. That's what we did in an e-wallet and in point-of-sale BNPL.
Compliance and regulated partner in the design
We integrate the bank or regulated payment institution that backs the operation, with an audit trail and adherence to network and regulatory rules — so you monetize without taking on undue risk.
Embedded finance Luby put into production
From BaaS platforms to wallets and bill payment, finance embedded in real products.
Technologies & partners
.svg)
Node.js.svg)
TypeScript.svg)
Java.svg)
PostgreSQL.svg)
Kafka
AWS
DockerNode.jsTypeScriptJavaPostgreSQLKafkaAWSDockerCommon questions about embedded finance
Let's embed finance in your product
Bring the financial service you want to offer. You'll leave the conversation with a clear technical path, from SDK to regulated partner.