Dedicated Team

Bringing PIX Across Bordersfor a Payments Processor

A U.S. company is a payment processor specializing in cross-border financial solutions.

  • PIX

    Cross-Border Gateway

  • 15

    Fintech Specialists

  • Multi-Bank

    Integrations

Challenge

PIX, cross-border, and compliance at once

The client needed an instant payment gateway for PIX internationally — with real-time bank integrations, secure U.S.–Latin America communication, and high availability for cross-border volume.

Real-time integrations with Brazilian banks and processors

Secure, compliant communication between U.S. and LatAm financial systems

High availability and scalability for cross-border operations

Regulatory and architectural alignment from day one

Solution

Discovery, architecture, and delivery

Luby led discovery, architecture, and development — two squads totaling 15 specialists (architects, full-stack, QA, UX).

1

Discovery & ideation

Desk research and workshops with stakeholders — journeys, flows, integration needs, regulatory alignment.

2

Architecture & design

Modular, scalable architecture for multiple banks and providers; security, performance, and BACEN-aligned controls.

3

Development & implementation

Secure APIs, load balancing, and protocols for high volume with low latency.

Security & control

Secret breaker

Dynamic secret rotation for sensitive credentials.

Velocity controls

Detection and mitigation of abnormal transaction behavior.

Logging & monitoring

Full observability across transactions.

Results

Key outcomes

A ready-to-launch global gateway connecting banks and processors to PIX — aligned with business strategy and operational performance.

First PIX cross-border gateway positioning

15 dedicated fintech specialists

Multi-bank integrations and real-time settlements

Production-ready, compliant infrastructure

Luby turned our vision of a cross-border PIX system into a real product. Their combination of fintech expertise, security mindset, and delivery speed made it possible to bring innovation to one of the most complex payment environments in the world.

Leadership team, U.S. payments processor

Tech & stack

Skills & technology

Skill set

Software Architecture
Full-Stack Development
API Engineering
QA Automation
UX/UI Design

Tech & stacks

Microservices Architecture
Secure REST APIs
Load Balancing
Secret Breaker
Velocity Controls
Cloud Infrastructure
Microservices Architecture
Secure REST APIs
Load Balancing
Secret Breaker
Velocity Controls
Cloud Infrastructure

Looking to take your payment solutions global — fast, secure, and scalable?

Talk to our team about dedicated squads and payment gateway delivery.

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