The banking foundation to launch products under your brand
Modular core banking and Banking-as-a-Service so you can launch accounts, cards, and lending without building it all from scratch. Architecture that scales, with compliance and zero downtime on migration.
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banks running on platforms Luby modernized
The core is the foundation: if it stalls, everything stalls
Launching and evolving financial products depends on a solid banking foundation. When it's slow, tightly coupled, or out of compliance, the whole business is held hostage. The gaps we see most:
Shipping products takes too long
Without a ready banking foundation, every new product — account, card, loan — becomes a build from zero. Time-to-market kills the window of opportunity.
Legacy that won't evolve
A monolithic, tightly coupled core that's hard to change. A small tweak takes months and an army, and every release is a risk.
Regulation and licensing
Running a financial product demands adherence to regulators, an audit trail, and often a regulated partner. Get it wrong here and the operation stalls.
Scaling without breaking
What holds a thousand customers melts at a million. Without a modular, observable architecture, growth turns into instability.
From foundation to product, without reinventing the core
We build the banking foundation as a platform, with the standards we learned shipping complete cores and modernizing legacy systems in production.
A banking core under your brand
Accounts, ledger, balances, and money movement on a modular core ready to launch regulated financial products. That's how we delivered a complete BaaS banking core, with multiple active clients operating on top of it.
Modular architecture that keeps up with the business
Microservices, well-defined APIs, and independent domains so you can add products without rewriting the core. We modernized platforms used by 200+ banks, with faster delivery and no downtime.
Cards, lending, and products, pluggable
Card issuing, a credit engine, and new financial products as modules that plug into the core — from MVP to mature product, with no foundation rework.
Compliance and audit trail from the design
Adherence to network and regulatory rules, a full audit trail, and integration with the regulated partner that fits your model — with or without your own license. Compliance goes into the architecture, not on as a patch.
Banking cores Luby put into production
From BaaS platforms to bank modernization, with real scale and compliance.
Technologies & partners
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AWSJavaNode.js.NETKubernetesPostgreSQLKafkaAWSCommon questions about core banking
Let's design your banking foundation
Bring the financial product you want to launch. You'll leave the conversation with a clear technical path, from core to regulated operation.