Industries
Technology that moves financial services forward.
Transaction volume enabled across our financial services engagements
Sector challenges
What holds teams back
Banks and fintechs face mounting pressure to modernize while staying compliant and secure.
Legacy systems blocking innovation
Decades-old infrastructure that can't keep up with modern customer expectations and regulatory requirements.
Compliance complexity growing
AML/KYC, PCI-DSS, SOX, and evolving regulations demanding constant system adaptation.
Slow time-to-market
Lengthy development cycles preventing you from launching new financial products ahead of competitors.
Security threats escalating
Sophisticated fraud, data breaches, and cyber attacks requiring enterprise-grade protection.
Solutions
How Luby helps
Purpose-built delivery for your roadmap and compliance needs.
Payment Infrastructure
Cards, wallets, ACH and real-time rails on a single resilient, compliant core, with reconciliation and cross-border money movement.
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Core Banking & BaaS
Modular core banking and Banking-as-a-Service platforms to launch financial products under your brand, fast.
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Credit Infrastructure
Origination, underwriting, and portfolio engines that balance approval and default across lending products.
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Embedded Finance
APIs and SDKs to embed financial services — payments, accounts, cards — into your own product and platform.
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Open Finance
Secure data sharing, consent management, and account aggregation to build on top of the open finance ecosystem.
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Digital Onboarding
Account opening with identity verification, biometrics, and AML/KYC compliance built into the flow.
Learn moreWhy Luby
The people who sign off look at the same project from different seats
Engineering, cost, and strategy carry different weight in this sector. Here is what Luby delivers to each of them.
Senior capacity that joins your rhythm, without replacing your stack.
A senior squad embedded in your team
220+ engineers across 40+ technologies, pre-vetted and working alongside your team within days. You own the roadmap; we sustain the squad and the delivery pace.
No core or stack replacement required
We modernize critical systems and integrate with what already runs. Migration is planned around your operation, with business rules mapped before a single line of code.
Security that arrives certified
ISO 27001 and 27701, security designed in from the start, and zero critical incidents across our operation. Governance and observability ship with the work, not as an add-on.
Predictable cost, with the exit defined before you invest.
Scope and price locked when you need them
Under a fixed-scope engagement the price holds as long as the scope does, delivered against milestones on a timeline of up to 6 months. A discovery of up to 4 weeks settles requirements, cost, and schedule before the larger commitment.
A fraction of the cost of a US in-house hire
Hiring domestically carries benefits and overhead on top of salary and takes 30 to 90 days to close. We staff in 7 to 14 days, bill for hours worked, and scale capacity up or down as the roadmap changes.
The metric comes before the build
On AI work, the P&L metric and the kill criteria are defined before anything is built. That is what separates a pilot that returns value from the 95% that never leave the experiment stage.
A partner accountable for the outcome, not one more vendor.
24 years and 540+ clients
1,300+ projects delivered for automakers, Big Four consultancies, industrial automation multinationals, and global data providers — rated 4.8 out of 5.0 on Clutch in verified client reviews.
From discovery to operation, with an owner
We come in as a strategic partner embedded in your team and answer for the outcome, not just for hours delivered. A good project starts well before the first line of code.
Time-to-market without waiting on a hire
Our teams work in US-overlapping time zones, so reviews, standups, and escalations happen inside your business day. Your strategy does not sit idle waiting for a requisition to close.
Services
How Luby works in financial services
The engagements that show up most in this sector.
Custom software
Enterprise platforms built to scale, from discovery to delivery.
Learn moreLegacy modernization
Migrate critical systems to the cloud without downtime.
Learn moreAI agent development
Autonomous agents in production, each owning a business metric.
Learn moreStaff augmentation
Senior engineers inside your team in seven days.
Learn moreCases
Related case studies
Real outcomes from teams like yours.
Technologies
Technologies & partners
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Start with the diagnosis, not the contract
A discovery of up to four weeks gives you scope, integrations, risks, cost, and timeline. If it does not make sense to move forward, the plan is yours to keep.